Advantages of China Industrial and Commercial Bank Credit Card \x0d\: There are more than 30,000 outlets in China, which is the bank with the largest number of outlets in China at present; Support Alipay, which can be unlimited; Local cash withdrawal; Different brands of international cards have independent quotas; \x0d\ Disadvantages: the bid threshold is too high and the quota is too low; Poor service attitude (especially in branches), such a large bank actually does not have 800 telephones, and 400 telephones are not open to individual users; \x0d\ Summary: Suitable for friends who don't have local joint-stock commercial banks and often like to withdraw cash by overdraft. \x0d\ x0d \ China Construction Bank Credit Card \ x0d \ Advantages: many outlets; Compared with the other three major state-owned banks, the application threshold is lower; The withdrawal fee is low (0.5%), and overdraft withdrawal supports the minimum repayment \x0d\ Disadvantages: the amount is generally low and the withdrawal speed is slow; Each card needs to be repaid separately, and the total consumption of all cards will not be automatically counted; \x0d\ Summary: Which bank has a good credit card? CCB credit card is suitable for friends who don't have local joint-stock commercial banks. \x0d\\x0d\ China Bank Credit Card \x0d\ Advantages: 1985, it is the earliest credit card issuer in China; Overdraft withdrawal points; \x0d\ Disadvantages: account cancellation has to go to the business outlets; Low quota (common fault of state-owned banks); 800 only for Great Wall International Card; Alipay is not supported; The minimum repayment amount is not supported for overdraft withdrawal; \x0d\ Summary: Olympic cards are suitable for collection. \x0d\ x0d \ China Agricultural Bank Credit Card \ x0d \ Advantages: many outlets; 56 days long interest-free period; \x0d\ Disadvantages: the application threshold is high, the period is long, and the quota is generally low; I feel that banks don't attach great importance to credit card business; \x0d\ Summary: Suitable for friends who do not have local joint-stock commercial banks.