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Will the number of credit cards affect the car loan? What is it that you can't get a car loan?
; ? Nowadays, in order to alleviate their consumption pressure and improve their living standards, many people will choose loans to buy things, for example, loans to buy cars. At the same time, people may sometimes apply for multiple credit cards in order to make shopping easier. Some people are worried about the impact of the two, and they come to ask: Will the number of credit cards affect car loans? What is it that you can't get a car loan?

will the number of credit cards affect the car loan? Don't worry, the number of credit cards won't affect your car loan, because many people borrow money to buy a car, and they choose the way of large-scale installment with credit cards. They will first use the credit card limit to buy a car at the merchant, and then repay it to the credit card every month, so many people pay back their car loans with credit cards, and the quantity problem will not affect your car loan.

why can't I get a car loan? There may be many friends who have doubts, not to say that the number of credit cards does not affect the car loan, so how can I handle the car loan myself? In fact, this reason is not because of the number of your credit cards, but probably because your credit card limit is overdrawn. If you overdraw more than 8% of each card and repay it in installments or only the minimum repayment amount, then the bank will feel that you have no spending power and that you have more debts, so naturally you will not be allowed to apply for a car loan. Another situation is that your credit card is often overdue, like a bad credit record, and if the circumstances are serious, it is very difficult to apply for a car loan. The above is the question "Will the number of credit cards affect the car loan? What is it that you can't get a car loan? " You can rest assured that the number of credit cards will not affect your car loan, but if your credit card limit is overdrawn or overdue, it is unlikely that you want to apply for a car loan.