Detailed description:
1. Credit card overdue: refers to the cardholder's failure to repay the credit card bill or the minimum repayment amount on time.
2. Nine months overdue in five years: it means that in the past five years, credit card bills have been overdue for nine months. This may be due to reasons such as forgetting to repay the loan and insufficient funds.
3. No overdue for more than 90 days: it means that although there are overdue records, there is no overdue for more than 90 days in any month. This shows that the cardholder made repayment or supplementary payment soon after the overdue period, thus avoiding long-term arrears.
Summary:
The cardholder's credit card has been overdue for 9 months in the past 5 years, but it has not been overdue for more than 90 days. This shows that although cardholders have some delays in repayment, in most cases, measures have been taken to repay in time to avoid more serious overdue problems.
Extended data:
Overdue credit cards will have a negative impact on personal credit records, which may lead to a decline in credit scores and rejection of loan applications. Therefore, timely repayment is an important part of maintaining good credit. Cardholders should set reasonable repayment reminders to ensure timely repayment of credit card bills or minimum repayment amount. If there is a short-term financial problem, you can contact the issuing bank for temporary repayment arrangement or extension.