① Time for ordinary remittance to arrive at the account: Generally, small ordinary remittance below 50,000 yuan will arrive at the account within 24 hours; The specific arrival time depends on the accuracy of remittance information and the business processing efficiency of remittance bank. If the holiday remittance is not received for more than 24 hours, it may be because the receiving bank did not handle it. It is recommended that you check the payment receipt (receipt or return) on the next working day.

According to the Notice of the General Office of the People's Bank of China on Adjusting the General Credit Business Limit of the Micropayment System during Weekends and Legal Holidays, the People's Bank of China decided to adjust the general credit business limit of the micropayment system for weekends (Saturdays and Sundays) and legal holidays (the working day limit is still 50,000 yuan/transaction) to 500,000 yuan/transaction. The adjustment starts at 0: 00 on the first day of the holiday and ends at 23: 50.

② Real-time remittance business is limited to transactions below 50,000 yuan, and transactions are received in real time.

③ Delayed remittance (ATM, self-service terminal, limited to less than 50,000 yuan (inclusive)) is generally remitted after 24 hours, and the arrival time varies with the receiving bank.

The above system will not be processed during the upgrade, maintenance or shutdown of China People's Bank, and will be postponed according to the downtime.

2. Arrival time of intra-bank remittance:

(1) Off-counter channel:

①ATM, self-service channel: except for my associated account transfer and my bank account transfer with the same name, all other transfer transactions are delayed by 24 hours.

② Online banking and mobile banking channels: Intra-bank transfer provides real-time and scheduled transfer (supports next-day transfer). If you need to transfer money the next day, you can make an appointment. For the safety of your funds, at present, both online banking and mobile banking need to make an appointment to transfer money with BOC E shield.

(3) Telephone banking and BOC Shang Yi channel: Telephone banking provides real-time transfer; China Bank Shang Yi Branch provides real-time transfer and reservation transfer (supports next-day transfer).

(2) Counter channels:

① Before 20171.2: Only real-time transfer is supported for the time being. If you need to delay payment, please go to online banking or mobile banking (e-shield customers of Bank of China only), ATM and self-service channels.

②20 17 1.2 and above: real-time, normal and next-day transfer requirements are supported, generally, the account will be received immediately, two hours later, the next day and after zero the next day.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.