When uploading the image file when applying for credit inquiry, the prompt message is "The batch inquiry was not successful. Reasons:

1. I have never taken out a loan or applied for a credit card before, and have not established any relationship with the bank. Contacted through the credit business.

2. The user’s current credit evaluation has not passed the review.

3. The registered mobile phone number is incorrect.

4. The OA system. The corresponding plug-in for uploading files is not installed.

Personal credit information is recorded in the personal credit report, which mainly includes personal basic information, credit information, and non-bank information. This information will affect the individual's use in financial institutions. For example, when applying for a personal mortgage, banks need to check the credit report. If you have a good credit status, you may get a discount, but if you have a past due record, you may have to raise the price or even be unable to get a loan.