the credit card is overdue at the meeting, but it may not be overdue for one day. Usually, how long a credit card is overdue is mainly determined according to the time tolerance given by the issuing bank. After the cardholder repays, it is not considered overdue if it is within the tolerance range stipulated by the issuing bank. Cardholders should pay attention to this part when repaying.

if the issuing bank has a grace period of three days, it is safe to overdue the credit card within three days after the repayment date. If the credit card is overdue for more than three days, it will affect the personal credit record. If the cardholder fails to repay in full in the current period, and the unpaid part in the account is less than or equal to a certain amount after the due repayment date, it shall be regarded as the cardholder's full repayment.

within the time tolerance, if the cardholder still has the amount that can't be repaid temporarily, this unpaid amount will be automatically transferred to the next bill, and the cardholder can make repayment directly in the next period. If the cardholder fails to repay the money in time, there is a grace period, and there will be no penalty for returning the money within the grace period.

1. How long will the credit card be overdue?

1. On the due date of repayment, if the cardholder fails to repay in time, there is a grace period. If the money is repaid within the grace period, there will be no penalty interest and it will not be uploaded to the credit information system. However, if the money is not paid back after the grace period, it is likely to be uploaded to the personal credit information system.

2. The grace period of each bank is different. Most banks have three days (this is a natural day, not a working day).

3. If the cardholder has insufficient repayment in the current period, and the unpaid part in the account is less than or equal to a certain amount after the due repayment date, it shall be regarded as the cardholder's full repayment, and this unpaid amount will be automatically transferred to the next bill, and this situation will not be recorded in the bad credit report.

from the above analysis, we can see that according to different banks, credit cards that fail to repay on time will be given a corresponding grace period of three days in most cases. Of course, the parties don't have to worry that the bank will generally notify them in these three days, and they will not go to the credit information system as long as they repay on time.