If the store where you purchased does not open credit card payment, you will be charged a handling fee of 1 if you pay with a credit card. If a refund occurs, the total transaction amount (the amount of the product 1 handling fee) will be refunded to the original amount. Return it to your credit card;

If the merchant has activated the card payment function and you pay with a credit card, Taobao (Alipay) will charge a certain handling fee from the merchant, and this handling fee has nothing to do with you. . If a refund occurs, the amount you paid will be refunded to your credit card in the original way;

If the merchant has opened the credit card payment function and you pay with a credit card, Taobao (Alipay) will charge the merchant a certain amount Handling fee, but the store does not want to bear this handling fee. It will clarify that the customer pays an additional 1 or more handling fees. This is equivalent to an additional handling fee charged by the store. If a return and refund occurs, the store will be refunded together with the additional handling fee. (Of course, stores that generally charge additional handling fees will directly modify the handling fee of a certain amount into the total price of the goods you purchased, and it will be refunded when you refund. Generally, Taobao's personal mobile phone stores and many Electronic product stores will make it clear that customers will bear a handling fee of 1 if they pay by credit card).

For example: