It's simple. You can directly buy a mobile phone to swipe CCB's credit card. After spending by credit card, you can apply for CCB's consumption installment or bill installment.

Consumption installment refers to your single consumption of 1000 yuan two days before the bill date after consumption. You can also apply for bill installment, that is, from the billing date to the final repayment date, apply to CCB for the installment of bill consumption (only once every 30 days). However, the maximum application amount shall not exceed 90% of the total consumption amount in the bill (excluding cash withdrawal, installment payment and other transactions stipulated by CCB).

You can apply for both stages, and you don't need to call. It is very convenient to apply online directly after registering and real-name authentication in the credit card service hall of CCB credit card website.