The new transportation card can be used as a credit card, and the general initial limit is 600 yuan.
2. If I use this card, how can I repay the overdraft?
You can deposit money at the counter for repayment, you can also pay in cash at ATM, and you can also transfer money at ATM or online bank through our bank card or other bank's bank card.
Can I use another ICBC savings card to transfer money to this card for repayment?
Yes, if they are all in the same account opening place, there is no handling fee. At the same time, you can also handle the automatic repayment business, that is, you can sign an automatic repayment agreement through your savings card (debit card), and you can automatically repay your transportation card as long as there is money in the savings card.
For example, if I overdraw 300 yuan and use another card to transfer money to 300 yuan, is it a repayment?
Yes, it's repayment.
Are there any other procedures?
There is no charge for depositing cash in different places at the counter, and there is no charge for transferring money in the same city. If there is a charge for bank card transfer in different places or through another bank card, the fee shall be paid by the remitter.
3. How is the credit limit of this card calculated?
The initial credit line is generally 600 yuan, that is, you can spend 600 yuan first if you have no money.
How to increase its overdraft limit?
You can adjust the amount through credit card consumption and good repayment records. You can call 95588 for specific standards.
What is the repayment period of ICBC's traffic peony card?
The repayment period is generally before the 25th of each month, and overdraft consumption generally has an interest-free period of 25-56 days, that is, no interest is charged. For example, if you overdraw on March 1, you can repay it as long as it is before April 25th. That is to say, if you spend this month, you can repay it before next month 25th.
What circumstances will require me to pay interest?
After interest-free repayment, the unpaid part of overdraft consumption needs interest. If there is no interest-free repayment period for overdraft withdrawal (there is no money for overdraft withdrawal), interest will be charged at the rate of five ten thousandths per day.