When shopping, overseas shopping parties must have used the "overseas card-less payment" function of credit cards, that is, making overseas payments with valid information such as card number, validity period, and CVV2. Although this is a lot more convenient, at the same time, the corresponding risks also increase.

Is overseas cardless payment with Huaxia Credit Card safe?

Overseas cardless payment with Huaxia Credit Card is not safe. Once the "overseas card-less payment" function is enabled on a credit card, you can use the card number, validity period, CVV2 and other information to make purchases. Criminals steal the online information of overseas shopping parties and then make card-less payments through the Internet and other channels. In this way, even if there is no card , can also be stolen.

In addition, there are many overseas unscrupulous merchants who copy card information by modifying POS machines and other methods, and then make counterfeit cards after the cardholders leave, and start stealing money.

Reminder: After handling overseas card-less payment, you need to call the customer service of the card-issuing bank in time to turn off this function to ensure the safety of credit card use.

At the same time, when you find that your card may have been stolen abroad, you can report the loss and cancel the card, and then reapply for a credit card. Although you will have to bear some loss reporting or card application fees, compared with the card that has been stolen, The high risk is still relatively acceptable. Since the card was stolen, it proves that the card information has been leaked and there is no security guarantee.