The special card for retirement gold is a UnionPay standard debit card issued by the Agricultural Bank of China to retired soldiers of the military and armed police forces and is specially used to issue one-time retirement gold for independent career choices. It has some financial functions such as cash withdrawal, transfer settlement, and consumption. It operates online and is recorded in real time. Overdraft is not allowed. The special card for retirement benefits can only be used within the territory of the People's Republic of China. The special retirement gold card adopts the special BIN number "622828" and the exclusive card surface design, and has been officially issued since November 28, 2011.