If you are unable to repay your credit card debt, here are some suggestions:

1. Negotiate with the bank: First, you can contact the credit card issuing bank to explain your dilemma and request help. Some banks may offer some repayment plans or payment deferral options to ease your burden.

2. Seek professional help: You can consult a financial counselor or debt management agency for their advice and help. They can help you develop a repayment plan and negotiate with the bank to reach a more reasonable repayment arrangement.

3. Cut expenses: Try to reduce unnecessary expenses and give priority to repaying debts with high interest rates. You can create a detailed budget to ensure your income covers necessary expenses and debt repayments.

4. Find additional sources of income: Consider adding sources of income, such as finding a part-time job or using your skills to start a side hustle. This increases your cash flow and makes it easier to pay off debt.

5. Avoid further borrowing: Try to avoid using other credit cards or loans to pay off current debts. This will only make your burden heavier and sink you deeper into debt.

6. Learn financial knowledge: Improve your financial knowledge and learn how to effectively manage personal finances. This can help you better plan for your financial future and avoid falling into debt again.

Remember that solving debt problems takes time and patience. Work with your bank and professionals to develop a workable repayment plan and stick to it.

If you have questions about personal debt or online loan data, you can read the online loan big data report provided by "Puxincha", which contains detailed data, such as online loan application records, overdue situations and blacklists and other information.