there is no SMS reminder for the consumption of CMB credit card below 3 yuan. You can get transaction reminders by tying WeChat.
In order to improve the card experience, China Merchants Bank has optimized and upgraded the consumer reminder SMS service since February 12, 214, and no reminder SMS will be sent for a single domestic POS credit card consumption (including fast payment) below 3 yuan. Any amount of consumption can be reminded by the official WeChat.
when the supplementary card of China Merchants Bank is used for consumption, the cardholder of the main card will not receive the SMS prompt regardless of the amount, but the cardholder of the main credit card will receive the e-mail of the supplementary card consumption details the next day.
There is no separate bill for the supplementary card of China Merchants Bank Credit Card. The monthly consolidated bill of the main card and the supplementary card will be sent (or e-mailed) to the main cardholder. If you want to check, you can ask the main cardholder. China Merchants Bank spends 1, yuan on credit cards? How can it be cost-effective?
hello, it's the most cost-effective to pay off at one time if you can. If it is inconvenient to repay the bill in full, you can apply for the installment of the bill, depending on your own choice::. cmbchina./financing/bill. aspx
If you have any other questions, please add QQ enterprise customer service 4825555 or check the WeChat public account "China Merchants Bank Credit Card Center" and add your attention. How to set up a newsletter for credit card consumption of CCB?
Go to the bank to open a short message, which costs five yuan a month. You will receive a short message every time you access it. Why didn't you receive a short message after swiping your credit card?
There may be the following situations:
1. The SMS notification service has not been handled.
2. The reserved number is not this mobile phone.
3. I did, but I didn't receive the information. In one case, you paid to the Bank of China card from another bank, but it didn't arrive in time.
In another case, you should have arrived in the account, but you didn't receive the message, so you should call 95566 to ask.
Credit cards have the following characteristics:
1. You can overdraw consumption without deposit, and you can enjoy an interest-free period of 2-5 days to repay on time without any interest.
2. swiping a card while shopping is not only safe, hygienic and convenient, but also a bonus gift.
3. special merchants who hold cards in banks can enjoy discounts.
4. Accumulate personal credit and add credit records to your credit file, which will benefit you for life.
5. Access to the whole country is barrier-free, and you can withdraw money or swipe your card at ATMs and POS machines with UnionPay logo.
6. There are various discounts and lucky draws throughout the year, so that you can always be surprised by using your card.
7. Send the statement free of charge every month, so that you can have a transparent grasp of every consumption expenditure.
8. Unique supplementary card function, suitable for husband and wife to manage money together, or to master the financial expenditure of their children.
9. The freely chosen form of one card and two currencies is popular all over the world, and consumption abroad can repay in RMB.
1. Free 8 telephone service is available 24 hours a day, and the loss will take effect immediately, with zero risk of card loss. Is it the same thing for China Merchants Bank to spend money by credit card and withdraw cash? < P > No. The "cash advance (also called cash withdrawal)" of our credit card will charge a handling fee and interest.
handling fee: the domestic RMB is calculated at 1% for each transaction, and the minimum charge is ¥1/ transaction; Interest: "advance cash" does not enjoy interest-free repayment. From the trading day, interest will be charged at the daily interest rate of .5 ‰ until the settlement date, with compound interest on a monthly basis. The earlier the repayment, the less interest will be generated. What's the matter that China Merchants Bank's credit card can't be swiped after spending 2 yuan?
Hello, because Baidu platform can't verify account information, please call the hotline on the back of the credit card, and the customer service staff will verify and handle it for you after entering the manual.
if you have any questions, please contact QQ Customer Service 4825555 or the new public account "China Merchants Bank Credit Card Center" on WeChat for detailed consultation. Why didn't I get a short message after I swiped my credit card this time?
(China Merchants Bank) We always send information reminders for online transactions. Domestic non-online and fast payment transactions are for transactions of RMB and above in 3 yuan, and overseas non-online and fast payment transactions are for transactions of RMB 1 and above. Tips: Whether you receive the consumer newsletter depends on your communication service provider, the network quality in your area, the status of your mobile phone and other factors. If you want to receive a reminder for each purchase, please verify your personal information through WeChat, and the free consumption reminder function will be sent to WeChat account. How is it that you don't receive a newsletter of successful consumption immediately after spending by credit card?
first, some banks don't send short messages for consumption below a certain amount.
second, there are some communication reasons of pos machines, which leads to the delay in sending consumer newsletters. How long will it take for Bank of Communications to swipe its credit card to receive information?
First of all, you need to activate the function of consumer newsletter of Bank of Communications, and after the successful consumption, there will be a prompt. Will my mobile phone receive information when I spend money by credit card?
Not necessarily. If you have a SMS reminder, you will receive the message, or you can tie a WeChat WeChat official account, and there will usually be a reminder when you spend.
1. Cash withdrawal by credit card:
1. Cash withdrawal by credit card overdraft:
A Handling fee: depending on the regulations of banks, for example, the handling fee for cash withdrawal by Ping An credit card is 2.5%, with a minimum 25 yuan per transaction; The credit card of CCB is charged at .5% of the cash withdrawal amount within China, with a minimum of RMB 2 yuan and a maximum of 1 yuan. The credit card of China Merchants Bank is charged at 1% of the cash withdrawal amount, with a minimum of RMB 1 yuan per transaction;
B interest: calculated at .5 ‰ of the daily interest, starting from the date of cash withdrawal.
2. Cash withdrawal of credit card overpayment: Some banks need to charge a handling fee, while others don't. For example, the handling fee of China Merchants Bank is .5% of the withdrawal amount, and the minimum charge is ¥5 yuan or $1.
2. Credit card spending at POS machine:
1. Repay in full on time, free of interest;
2. If the minimum repayment is made on time, it will be charged at the rate of .5 ‰ of the daily interest, starting from the consumption bookkeeping date;
3. overdue repayment, in addition to the above interest, there are also late fees.