2. From the next day after the consumer transaction is recorded to three working days before the due repayment date of the consumer transaction, you can easily apply by dialing 95588 directly and turning to labor; You can also apply at ICBC outlets.
3. customers who register for ICBC online banking can use "credit card service >: peony card repayment >" installment repayment settings "to change the self-service of recorded interest-free consumer transactions into installment repayment.
1. Credit card repayment date refers to the latest date when the issuing bank (or institution) requires the cardholder to repay the payable amount;
2. The due repayment date is also called the final repayment date. Not fully repaid before the due repayment date, and the minimum repayment amount of the credit card has not been selected;
3. All consumption funds are no longer entitled to interest-free repayment. From the date of consumption, the bank will calculate interest on a daily basis with the consumption amount as the principal, with a daily interest rate of five ten thousandths and compound interest on a monthly basis;
4. Receive phone calls and letters from banks;
5. Freeze the account, feed back the arrears record to the People's Bank of China and record it in the credit file, which will affect personal credit;
6. If you really don't have enough money to repay in full on the due date, please choose the minimum repayment amount of the credit card. If you repay in this way, you only need to return 10% of the total cost each time, so that although there is no interest-free repayment period, you can avoid personal credit damage.
References:
ICBC Credit Card _ Baidu Encyclopedia