1. The number of swipes per month is above 25 times.

2. Diversified consumption, with more than ten merchants.

3. After the bill comes out, pay it back in full immediately.

4. Set aside 2% of available credit before billing.

5. Appropriate small installments to increase bank income.

6. Before applying for the amount adjustment, the entertainment industry will spend once, and the amount is above 3 yuan (points are required)

7. Two days after the next bill date, just call or text message to apply for the amount adjustment.

8. If the credit limit is too low, you can deposit 2 times of the credit limit for your own consumption.

9. Credit cards are only used by standard merchants, and credit cards are definitely not used for public welfare concessions.

Extended information:

1. Control the frequency and amount of credit card swiping

Credit cards need to be swiped more, so that the amount can be withdrawn quickly. Banks issue credit cards in order to obtain income. Credit card handling fee is an important income of credit card business. As long as cardholders spend their money in merchants, they can create income for banks. Therefore, cardholders with more credit card swipes and a higher proportion of credit card swipes per month are more popular with banks.

generally speaking, the number of monthly consumption of a card should be more than 3, and the monthly credit card amount should exceed 6% of the total credit line, so it is easy to approve the application for withdrawal. If the cardholder does not have so much consumer demand, then you can try to help others swipe their cards to increase the number and amount of credit cards.

2. Choose appropriate merchants to swipe their cards

Not all merchants can generate income for banks by swiping their cards. Some merchants don't charge credit card fees, so the corresponding banks usually don't accumulate credit card points for such merchants' credit card transactions, and such credit card transactions are not obviously helpful for cardholders to apply for withdrawal. It is recommended that you swipe your card at merchants with points.

in addition, different types of merchants should try their best to cross the brush. for example, after brushing several catering transactions, they can brush shopping malls and supermarkets to maintain the diversity of transactions.

3. Don't just swipe your card

In addition to spending money by swiping your card, you should "raise your card" quickly. It is suggested that cardholders can try to handle other credit card businesses, such as cash withdrawal by credit card, installment repayment by credit card, etc., because these businesses can also contribute to the bank and will certainly be welcomed by the bank.

4. Seize the right time to withdraw the amount

You should find the right time to apply for credit card withdrawal. It is easier to get approval if you apply for a withdrawal at the right time. For example, apply for credit card withdrawal immediately after a single large consumption amount accounts for more than 5% of the total credit card amount.

in this case, the bank will think that the cardholder has a high demand for credit card spending, and the current credit line can no longer meet his demand, so it is necessary to increase the line.

Reference: Baidu Encyclopedia-Credit Card