yes.

you can deposit money, but you can only spend it by credit card after deposit, and there is no interest on deposit. Withdrawal is regarded as cash advance by credit card, and a handling fee is charged but no interest is charged (provided that the withdrawal amount is within the limit of credit card deposit), and according to the regulations of the People's Bank of China, credit card (debit card) can only withdraw 2 yuan or equivalent RMB foreign currency every day.

Extended information:

Credit card "overflow deposit" may be generated after the credit card is recharged, and the amount is equal to all deposits minus the amount owed in the issued bill. The vast majority of card-issuing banks will handle the overdraft withdrawal of their own deposits by cardholders and charge a certain fee.

Most banks charge fees ranging from .3% to 3% for withdrawing excess deposits, and the lowest fees range from 1 yuan and 2 yuan to 1 yuan and 3 yuan. At present, only the credit card of Guangfa Bank implements the free service of withdrawing overflow deposits.

For example, if Mr. A deposits 5, yuan into the credit card and his outstanding bill is 2,6 yuan, the system will automatically return the credit card arrears first, and the remaining 2,4 yuan will be left in Mr. A's account as an "overflow deposit". It can be seen that even if you deposit money into a credit card before the final repayment date, there will not be as many "overflow deposits" as you deposit.

in the above example, if Mr. a wants to get back the deposit of 5, yuan, then the 2,6 yuan that has been used to repay the arrears will be treated as overdraft cash withdrawal, and he also needs to pay five ten thousandths of interest every day.