Yes, you can pay by credit card, but you need the payee to open the credit card collection business, otherwise you can't pay by credit card. Processes can be bound like other bank cards. The specific steps for Alipay to bind a credit card are as follows:

1. Open Alipay app and enter Alipay's page.

2. After entering Alipay, click My in the lower right corner.

3. Find "Bank Card" in "My" and click Enter.

4. Click "+"at the top right to enter the process of adding bank cards.

5. Enter the bank card number to be bound here, and click Next after confirmation.

6. Enter your mobile phone number to bind the bank card in the bank, and click "Agree to the agreement and bind the card".

7. Verify the mobile phone number, enter the verification code received by the mobile phone, fill it out and click Next.

8. In this way, Alipay successfully bound the credit card.