Yes, you can apply for a credit card if the online loan has not been repaid. But you need to make sure that your personal credit record is good and there is no overdue payment. Credit card applications have little to do with online loans. As long as you have a stable job and a stable income, your credit card application will be easy to pass. However, if your job is unstable and you have no stable repayment ability, even if you apply for a credit card, there is a high probability that you will not pass the exam.

How to apply for a credit card?

There are different ways to apply for a credit card, and there are different steps according to different ways, as follows:

1. branch application: I bring my original identity certificate, copy of work certificate, copy of financial certificate and other supporting materials to apply at a nearby bank branch.

2. WeChat application: You can pay attention to the official WeChat account of the bank you want to apply for a credit card, and then you can see "I want to apply for a card" in the bottom column. Click on it, select the card type you want to apply for, and then fill in the information according to the prompts.

3. Online application: Log in to the Credit Card Center of official website, select "Apply for Credit Card", then click "Apply for New Customer", select your favorite card type and card type, and follow the prompts.

4. Telephone application: Call the customer service hotline of the bank's credit card center, then press "3" for credit card application consultation, select "1" to transfer the service specialist to register (different banks may be different, just follow the voice prompts), and then inform the local staff to contact you, submit the materials and wait for approval.