What is a JCB credit card?
JCB card is a world-wide international credit card originating from Japan. It is used by Japan Sanwa Bank, Nippon Credit Card Bank, Mitsui Bank, Kyowa Bank, Daiwa Bank, etc. The company was jointly established in 1961 and has become one of the world's top five credit card organizations.
JCB credit cards are mainly convenient for cardholders to use and consume in Japan. They are mainly settled in Japanese yen. Of course, some are settled in U.S. dollars, such as China Merchants Bank Chibi Maruko-chan JCB Credit Card. JCB's international strategy mainly targets Japanese industrialists and women working and living abroad. In order to establish its international status, JCB also implements priority service plans for merchants in Japan, the United States, Europe, and China.
JCB cooperates with more than 350 major banks and financial institutions around the world and can be easily used in 190 countries and regions around the world. JCB cards are issued in 16 countries and regions and have more than approximately 84 million cardholders. It has more than 8 million cardholders in China.
Is the Bank of China JCB credit card useful? Is it useful?
JCB credit cards are mainly used overseas through JCB channels. You can check the card details through the credit card WeChat official account, Colorful Life APP, official portal website, customer service hotline and other channels.
The above content is for your reference, please refer to actual business regulations.
If you have any questions, please feel free to consult Bank of China’s online customer service.
You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GOAPP to handle related businesses.
Which bank is better for JCB cards? These three JCB cards are all good
JCB credit card is a card issuing organization in Japan. It has cooperated with dozens of domestic banks to issue a variety of credit card products, such as Bank of China, China Merchants Bank, Shanghai Pudong Development Bank, etc. Most of them With the theme of classic cartoon images, it provides cardholders with a variety of service rights and interests. For example, cardholders can enjoy the airport + high-speed rail travel rights VIP provided by the JCB card organization. So, which bank is better for JCB cards?
We have compiled some good JCB credit cards from 3 banks for your reference.
1. China Merchants Bank All-Currency White JCB Edition
This credit card is a U.S. dollar single-currency card, and it is also a platinum card with no annual fee. The annual fee is waived within the validity period of the card. , so no matter whether you open a card or not, you don’t have to worry about the pressure of annual fees. This credit card is most suitable for overseas consumption. It can directly waive foreign currency conversion fees. You can spend with confidence. The most important thing is that you can repay directly in RMB.
In terms of benefits, like all JCB Platinum Cards, you can enjoy free and unlimited international airport + high-speed rail VIP lounge services throughout the year, as well as some limited overseas airport VIP lounge services.
2. ICBC JCB Travel White
This credit card is a Japanese yen single-currency card, but the card application is carried out in the 1+1 mode, which is to apply for a JCB single-label card. At the same time, you will be issued a UnionPay standard card to meet the cardholder’s domestic and overseas consumption needs. The platinum card has an annual fee of 2,000 yuan, but the advantage is that it can be applied for separately as an additional card.
If you have another platinum card from ICBC, you can apply for the card through 3136 and apply for JCB Travel as an additional card. In this way, as long as the main card can waive the annual fee, then the additional card will naturally be free of charge. Yes, you can enjoy JCB domestic airport + high-speed rail VIP services when you apply for the card.
3. CCB Japan Travel JCB Edition
This is a US dollar single-currency card. The card application is also a 1+1 batch card mode. When you apply for a JCB single-label card, you will get a UnionPay standard card. Card. Although it is a platinum card, the annual fee is waived. The primary and secondary cards of the JCB single-label card are directly exempted from the annual fee. The UnionPay version can be exempted from the annual fee by swiping the card or making 10 installments.
Card holders can enjoy most of the common benefits that JCB Platinum Cards can enjoy, such as JCB self-operated airport VIP lounges overseas, airport bus and shopping discounts in Japan, and dining/entertainment facilities cooperated with JCB in Japan. Promotions and more.
Summary: In fact, there is no such thing as a good or bad JCB credit card issued by various banks. After all, for cardholders, the credit card that suits them is the best, so we have to choose it according to our own needs. Apply for a card according to your actual needs.
What are the differences between UnionPay, VISA and JCB credit cards? What are the pros and cons of each use?
Differences:
1. UnionPay is China’s bank card organization. In other words, it is a credit card issued by a domestic bank. A joint-stock financial service institution jointly initiated and established by more than 80 domestic financial institutions.
2. VISA is one of the two largest credit card organizations in the world, and its role is equivalent to UnionPay. Visa International has more than 700 member financial institutions that issue various Visa payment tools, including credit cards, debit cards, corporate cards, business cards and purchase cards
3. JCB is a bank card organization in Japan. That is to say, it is a credit card issued by the Bank of Japan. It is the earliest high-end card brand issued in the history of the Japanese credit card industry.
Consumption:
1. UnionPay can be used to withdraw funds across domestic banks and make purchases at any merchant. Some foreign countries support UnionPay withdrawals and consumption, such as Singapore and New Zealand.
2. Visa is used all over the world. There are Visa merchants and cash machines all over the world. When going abroad, you can generally use VISA in places where UnionPay is not available.
3. JCB It is generally more convenient to use JCB cards in Japan.
Extended information:
China UnionPay was established in March 2002. It is a Chinese bank card union established with the approval of the State Council and the approval of the People's Bank of China. It is headquartered in Shanghai. .
As China’s bank card federation, China UnionPay is at the core and hub of my country’s bank card industry and plays a fundamental role in the development of my country’s bank card industry. Each bank realizes through the UnionPay inter-bank transaction clearing system It provides interconnection between systems, allowing bank cards to be used across banks, regions and borders. On the basis of building and operating the UnionPay inter-bank transaction clearing system and realizing the universal use of bank cards on the Internet, China UnionPay actively cooperates with commercial banks and other industry parties to promote unified UnionPay card standards and specifications, create independent bank card brands; promote the development and application of bank cards ; Maintain the order of the bank card acceptance market and prevent bank card risks. Through the UnionPay inter-bank transaction clearing system, interconnection and resource sharing between commercial bank systems are realized, ensuring the use of bank cards across banks, regions and borders.
A bank is a financial institution established in accordance with the law to engage in currency and credit business. It is the product of the development of the commodity currency economy to a certain stage.
Banks are one of the financial institutions. Banks are divided into types: central banks, policy banks, commercial banks, investment banks, and the World Bank. Their responsibilities are different.
Central Bank: The People's Bank of China is the central bank of our country.
State-owned policy banks: including the Export-Import Bank of China, Agricultural Development Bank of China, and China Development Bank.
State-owned commercial banks: including Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, Postal Savings Bank of China, Bank of Communications, etc.
Investment banks: including Goldman Sachs Group, Morgan Stanley, Citigroup, Wells Fargo, UBS, Societe Generale, etc.
World Bank: Used to finance countries' efforts to overcome poverty. Each institution plays a unique role in its mission of alleviating poverty and improving living standards.
Reference links: Bank_Baidu Encyclopedia China UnionPay_Baidu Encyclopedia
That’s it for the introduction of jcb credit card Zhihu.