First of all, if you apply for a credit card by credit card, you need to use the credit card or bill for 6 months. As long as your credit record is good, the success rate is still quite high.

Secondly, according to the use time, quota and bad record of the previous card. If the record is good, it will be helpful to apply for a new card, and the success rate of credit card is relatively high. The processing time is the same as the normal card processing time, about fifteen working days.

ICBC credit card can be used as a card. When handling a new ICBC card, you only need to bring the original credit card and fill in the information again. As long as the credit record is good, the review will be quick. In addition, the new ICBC credit card is shared with the previous credit card and cannot be accumulated.