The application procedures for dual-currency credit cards are the same as those for single-currency credit cards. Take China Merchants Bank as an example:

1. Application conditions:

Residents of mainland my country, The applicant must be 18 years of age or older (inclusive), have full civil capacity, have a stable and legal source of income and the ability to repay, and have good asset credit.

2. Application materials:

1. Proof of identity: usually the original ID card and a copy of the front and back. Military personnel need to provide a copy of the military ID card;

2. Work certificate: It can be the original work certificate issued by the unit where you are employed, or a copy of the work permit or badge, or a personal business card issued by the company;

3. Financial proof: It can be issued by a bank. Salary records, or income tax withholding certificates, or documents proving the market value of houses, cars, deposits and investments, etc., materials that can prove the applicant’s financial level;

4. Other supporting materials: personal social insurance in the past month Account list, water and gas bills, credit card bills from other banks, etc.

Extended information

The characteristics of credit cards are as follows:

1. It is not encouraged to deposit cash in advance. Spend first and repay later. You can enjoy the interest-free repayment period. Independent installment repayment (with a minimum repayment amount), and join international credit card organizations such as VISA, Master Card, JCB, etc. for global use.

2. One of the fastest growing financial services today is an electronic currency that can replace traditional cash circulation within a certain range.

Has both payment and credit functions. Cardholders can use it to purchase goods or enjoy services, and can also obtain certain loans from card issuers by using their credit cards.

3. A high-tech product that integrates financial services and computer technology.

4. It can reduce the use of cash currency.

5. It can provide settlement services to facilitate shopping and consumption and enhance a sense of security.

6. It can simplify the collection procedures and save social labor.

7. It can promote product sales and stimulate social demand.

Baidu Encyclopedia--Credit Card

Baidu Encyclopedia--Dual Currency Credit Card

China Merchants Bank--Credit Card Application Conditions