Repayment by purchasing foreign exchange is to repay the US dollar debt of the current bill with RMB after the US dollar bill date (in the case of online banking or inter-bank transfer) at the exchange rate listed by Ping An Bank (the selling price of the bank in US dollars), and then repay the RMB debt of the current bill after the amount of foreign exchange purchased is 0.

If the minimum repayment amount of credit card is used to purchase foreign exchange, if it is settled by US dollar bills, the minimum repayment amount of RMB will take precedence over the US dollar bills after repayment, and the rest will be repaid in RMB.

Warm reminder, if the minimum repayment does not affect the credit, there will be interest.