generally, Tangshan bank credit card can get the card issued by the bank on the basis that the user meets the conditions. However, different users get different credit lines when applying for the credit card. However, the credit line of the credit card is not constant and will change with the user's usage. Generally, the credit line can be increased by returning it on time after use.
when applying for a credit card, the user must be over 18 years old, have full capacity for civil conduct, have a stable job and be able to repay the arrears on time. At the same time, the user's credit information must be good. If the personal credit information is bad, the bank will directly refuse to apply for a credit card, even if it changes to a bank.
users can activate the credit card after they get it, but they can use it through the bank counter, telephone customers, text messages, etc. After activation, they can use the credit card normally, but they should use it step by step, and don't swipe it all at once to avoid being judged as cashing out.
you must return your daily credit card on time after use, and there should be no overdue situation, because there will be penalty interest after overdue, and the longer the time, the more penalty interest will be. In fact, when the credit card cannot be returned on time, you can use installment repayment or minimum repayment amount, which can effectively reduce the monthly repayment amount and avoid overdue.
It is worth noting that credit cards that are not returned on time will be uploaded to the credit information center, which will lead to poor personal credit information and affect the subsequent handling of various loans. At the same time, after the overdue arrears are returned, this overdue record will continue to be kept in the credit report for 5 years, and will automatically disappear after 5 years. If not, it will always be recorded in the credit report.