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Will it not be affected if the credit card is refunded after purchasing something on Taobao?

Not too many, not too frequent, or you will be suspected of deliberately manipulating bills.

Reason: Credit card order refunds can be deducted from the credit card bill, and the refund will be returned to the credit card bill in the form of repayment. It’s best not to use credit card payments and refunds to offset bills you owe. To avoid creating a bad personal credit record.

Refunds for Taobao orders and other Alipay payment businesses generally follow the principle of returning to the original route. The more obvious ones include Huabei, credit card, payment by others, balance payment, Yu'E Bao payment and Quick payment with UnionPay cards and UnionPay cards. They will all go back the way they came.

If the order uses discount products such as gold coins, Jifenbao, and Tmall points. It will also be split and returned to the corresponding points account.