(1) Off-line consumption with points: Cardholders can swipe their credit cards on the POS machine when spending in the cooperative merchants designated by China Industrial and Commercial Bank of China, and directly exchange them for designated goods, vouchers or a certain proportion to offset the consumption amount.
(2) Redemption of Jung Mall points: The cardholder uses the points in the merchants designated by Jung Mall of Industrial and Commercial Bank of China, and deducts the payable commodity amount according to a certain proportion.
(3) Other benefits: you can exchange points for phone bills, shopping, refueling, eating and drinking, video membership, real money, jewelry, etc. ICBC credit card in official website. When the points are not enough, you can make up in cash. Airline co-branded cards can also be redeemed for air miles.
ICBC credit card points can be used for offline consumption, gift redemption in Jung Mall, and participation in points redemption activities such as phone bill flow and shopping refueling. Points are valid for up to five years. Although the time is long, we should also pay attention to the time limit. Individual comprehensive points that have not been redeemed within the time limit will be cleared.