Basically, you just need to get a bank card with the logo of visa or master card issuer. Credit cards may be better than savings cards. If you can't get a credit card for some reason, a savings card or a zero-line credit card (quasi-credit card) is your best choice. First understand the payment rules of the issuing bank, (first freeze certain funds and pay them to the other party at a certain time) to buy enough foreign currency or recharge enough RMB, and automatically purchase foreign exchange during the payment process. And try to avoid the beginning of the month and the end of the month (29-4) for payment. If the payment fails, please check whether the cross-border payment function is not turned on.