How to apply for Agricultural Bank of China credit coins

In-house pre-credit customers of Agricultural Bank of China can apply for credit coins through the counter and mobile banking client. When applying through the mobile banking client ("Credit Coin" function under the credit card section of the mobile banking client), the following conditions must be met at the same time:

First, register at the counter to activate the mobile banking business;

The second is to open the messaging service business.

Existing credit card customers can apply directly through the mobile banking client.

How to apply for credit coins in Agricultural Bank of China Mobile Banking:

Log in to the Mobile Banking APP, click "Credit Card → Credit Coins" on the homepage, enter the credit coin application homepage, and display your pre-credit limit. You can click "Apply Now" to apply.

For more details, please call the Agricultural Bank of China customer service hotline: 95599.

How to apply for an Agricultural Bank of China virtual credit card?

How to apply for an Agricultural Bank of China virtual credit card. The method is as follows: Agricultural Bank of China in-house pre-credit customers can apply for credit coins through the counter and mobile banking client. When applying through the mobile banking client (the mobile version is 6.7.0) (the "Credit Coin" function under the credit card section of the mobile banking client), the following conditions must be met at the same time:

First, counter registration is activated Mobile banking;

The second is to open messaging services. Existing credit card customers can apply directly through the mobile banking client.

1. Fill in the application form; give the bank's personal information and a copy of the information; the bank will send it to the credit card center; the credit card center will review, print and issue the card; after I get the card, I will open the card. Waiting for password letter. Being over 18 years old is a mandatory requirement for applying for a credit card, but without proof of employment, it is easy to be rejected when applying for a credit card. Therefore, if you do not have an employer, it is best to have real estate or fixed assets such as cars in your name, or if you have a stable As for the source of income, you can also go to the bank where the transaction occurs to obtain a bank statement and apply to the bank. If your income source is relatively stable, your application success rate is still very high.

2. The credit account is mainly a credit card product without physical medium issued to the bank's pre-credit customers. The external name is "Agricultural Bank of China Credit Coin", the special card BIN number is 625818, the billing date is the 23rd of each month, and the payment is due. The payment date is the 19th day after the billing date. The mobile banking terminal has functions such as credit coin account information inquiry, bill inquiry, installment application, agreed repayment setting and maintenance, repayment, password management, loss report and card replacement, and bill setting. The counter is suitable for transactions that allow manual losses. Credit coins are mainly used for online cardless channels, supporting online K code payment, UnionPay online payment and third-party payments such as Alipay and WeChat: it supports binding HCE Cloud QuickPass and ApplePay for payment.

3. The Agricultural Bank of China virtual card cannot be directly converted into a formal card. You can re-apply for a physical card. For details, please consult the bank branch staff and the bank customer service hotline. As long as a bank card has an account, it has a real card and there is no virtual card. You can use mobile banking to transfer money as long as you have a real account number and payee.

What is the Agricultural Bank of China’s credit currency? How to apply?

Agricultural Bank of China Credit Coin has many friends who have handled this business, and many people around me are using it. However, many people are confused about it and do not understand it. So, what is the Agricultural Bank of China’s credit currency? How to apply for it? Let me answer it for you today.

What is the Agricultural Bank of China’s credit currency?

Agricultural Bank of China Credit Coin is actually a virtual credit card product without physical media issued by the Agricultural Bank of China. This product also has an overdraft consumption function, which can be used for online and offline consumption, as well as installment and overdraft transfers. etc.

How to apply for Agricultural Bank of China credit coins?

The application conditions for this virtual credit card product are very simple. Generally, you can apply for this virtual credit card product if you have an Agricultural Bank of China debit card. You can go to an Agricultural Bank of China branch to apply, or you can apply directly online.

1

. Download the Agricultural Bank of China’s mobile banking APP;

2

. Enter the Agricultural Bank of China’s mobile banking APP and click to enter “ Credit Card";

3

. After entering the "Credit Card" page, you will see an option of "Credit Coin". Click to select "Credit Coin" to see your The credit coin application interface is now;

4

. You can first click the "See how many I can apply for" option to check how much your credit coin limit is, that is, your How much overdraft funds can be;

5

. After entering the application page, the relevant terms statement will come out. If you have no questions about the terms, you can click "Next" directly. After clicking , your credit coins will be activated successfully.

The Agricultural Bank of China Credit Coin is a very good virtual credit card product. It is not only convenient and fast, but also safe. Friends who want to apply for this product can apply for Agricultural Bank of China credit using their mobile phones as summarized above. You can apply with coins, and the application is very fast.

How to apply for an Agricultural Bank of China credit card

To apply for an Agricultural Bank of China credit card, you only need to meet the following conditions. You can apply for a credit card at the bank counter:

1. The applicant meets Conditions

1. Have a fixed residence at the location of the card issuing bank.

2. Have stable income and full capacity for civil conduct.

3. You can apply for a supplementary card for others who have full capacity for civil conduct.

2. Materials that can be provided

1. Identity information

The original and copy of my valid identity document.

1. Income certification materials

1. Salary records issued by the bank for the previous three months at the time of processing.

2. Income certificate issued by the unit.

3. Provident fund, pension insurance, medical insurance, and unemployment insurance payment certificates.

2. Work certification materials

1. Work permit

2. Work contract

3. Passport, etc.

3. Asset certification materials

1. Property rights certificate for self-owned residential and commercial houses.

2. Motor vehicle driving license

3. Financial assets certificate, etc.

Extended information:

Agricultural Bank of China credit card overdraft limit:

1. The maximum overdraft limit for the Agricultural Bank of China credit card personal card is RMB 50,000.

2. The overdraft limit of the Agricultural Bank of China Credit Card Gold Card is RMB 200,000.

3. The minimum overdraft credit limit of the Platinum Card is RMB 100,000, and the maximum overdraft credit limit is RMB 1 million.

4. For commercial cards, the maximum overdraft limit for customers with comprehensive credit is 3, and the overdraft limit does not exceed RMB 3 million. If there is no comprehensive credit, the maximum overdraft limit is RMB 1 million.

Functions

1. Integration of borrowing and lending, instant credit usage

Huinong Credit Card has a powerful function of integrating lending and borrowing. You can open current and multiple Regular sub-accounts, and deposit your own funds to obtain deposit interest; moreover, without going through other procedures after receiving the card, you can directly overdraft and use credit immediately within the credit limit approved by our bank, and flexibly arrange your own production and operation funds. Manage family property.

2. Revolving overdraft, fast turnover

Within the credit limit approved by our bank, you can borrow and repay at any time according to your own financial situation, and the interest is calculated based on the actual number of days of use. After repayment, the credit limit will be restored immediately and can be used again, realizing rapid turnover of funds, maximizing savings on capital use costs and realizing asset appreciation.

3. Withdraw cash in full, easy to use

You can not only consume overdrafts, but also withdraw cash overdrafts and transfer overdrafts. Among them, the ratio of cash withdrawal overdraft and transfer overdraft can reach up to 100 of the credit limit, which can meet your fund needs for different purposes to the greatest extent.

4. High credit, flexible guarantee

You can obtain credit from Huinong Credit Card through various guarantee methods such as credit guarantee, guarantee guarantee, pledge guarantee and mortgage guarantee. Combined with your credit status and guarantee method, the credit limit can be up to 300,000 yuan.

5. Integrate fixed-term and active-duty transactions into one, easy management

You can open a RMB current account and multiple RMB fixed-term sub-accounts at the same time under the Huinong Credit Card, without the need for other cards or deposit receipts. Easily manage your current deposits and time deposits with one card in hand.

Baidu Encyclopedia - Agricultural Bank of China Credit Card

Agricultural Bank of China official website - Lefen Card application

How to activate Agricultural Bank of China credit coins? Process Notes at a Glance!

In addition to physical cards, credit cards also come in the form of virtual credit cards, which are used for online payment and also have the functions of transfer and cash withdrawal. Many banks have their own virtual credit cards, and Agricultural Bank of China’s virtual credit card is a credit coin. Credit coins are very convenient and fast to use, but many friends still don’t know how to activate Agricultural Bank of China’s credit coins. Let me introduce the activation process and some precautions!

How to activate Agricultural Bank of China credit coins?

1. Download and activate the Agricultural Bank of China’s mobile banking APP, and find the credit card in the middle section of the homepage;

2. Click on credit coins in the last column of the credit card page;

3. After entering the credit coin application page, there is a brief introduction to understand the product clearly, and then click at the bottom of the page to see how many I can apply for;

4. Your credit coins will then be displayed If there is no pre-credit limit, it will be temporarily unavailable. It is recommended to use it for two months. If you have the limit, click Next;

5. After confirming the relevant information, obtain the SMS verification code and click OK;

p>

6. If "Your credit account has been successfully activated" is displayed after jumping to the page, it means the activation is successful.

Notes on opening credit coins

1. The official statement is that credit coins can be opened only if you have an Agricultural Bank of China credit card. However, netizens have tested that it can be opened and used without a credit card. Friends who do not have an Agricultural Bank of China credit card can also use it. You can try it.

2. Note that the Agricultural Bank of China credit card limit is exclusive of the credit currency limit. Therefore, if the credit currency limit is higher than the credit card limit, you can call customer service to ask for an adjustment.

3. To open Agricultural Bank of China credit coins, you need to submit a credit report. Just like a credit card, be careful not to overdue it.

Here we introduce to you the activation process of Agricultural Bank of China’s credit coins, as well as related precautions. Agricultural Bank of China credit coins can be increased in a curved manner, you can try it.

This ends the introduction on how to apply for agricultural credit cards and Agricultural Bank of China credit coins. Have you found the information you need?