According to the regulations of the Credit Card Center of China Everbright Bank, China Everbright Bank comprehensively approves the credit line for cardholders according to the personal information filled in by the cardholders on the application form and the relevant supporting materials provided. Generally, the specific credit card limit will be approved after comprehensive evaluation with reference to the applicant's work nature, education, income, personal stability, personal social credit and the use of other financial products. The above is the initial credit limit of China Everbright Bank.

Usually, the credit card with low grade has a low initial limit, and the credit card with high grade will have a higher initial limit. Generally, the overdraft limit of ordinary cards and gold cards is below 50,000 yuan, and that of platinum cards is above 1 10,000 yuan. The specific overdraft limit is subject to the actual approval.