If you apply for a CMB credit card through the Alipay platform, it will also be reviewed by CMB, with many reference factors, such as age, job stability, income, credit history, etc.

If you are applying for a China Merchants Bank credit card for the first time, you can apply through the Alipay platform, and the cycle is usually 20-30 days.

The result of credit card application shall be subject to actual review by the bank.

(Response time: September 6, 2019. For the latest business changes, please refer to the official website of China Merchants Bank)