Citibank is a relatively unpopular commercial bank. The credit card quota is very high, and the threshold for passing is relatively high. It's a bit difficult to apply, but his card is very beautiful and upscale. Like users can apply!
Conditions for applying for a card
Citibank is a foreign-owned credit card, and the application conditions are generally strict, and the qualification requirements for customers are also very high. Children's shoes that can be successfully approved in other banks are likely to be rejected in Citibank.
pay back
Citibank temporarily does not support online repayment or Alipay repayment of other banks supported by other banks. Citibank only supports sub-branch repayment and Lacarra repayment, which makes it more difficult for cardholders to repay.
Online banking payment
Pay attention to children's shoes that like online shopping. Citibank credit card does not support online banking payment. In addition, the function of the mobile phone client is limited.
Having said so many "bad words" about Citibank, are people who want to apply for Citibank credit cards discouraged? In fact, Citibank's credit card certainly has other advantages, and the approval is strict, so the amount of card approval is relatively high; There are many merchant concessions, and almost all parts of the country have Citi's merchant activities; Counter repayment ensures the timeliness and safety of repayment.
This card focuses on its activities. Give two examples:
1. For specified types of consumption (such as eating and staying at KTV and shopping at JD.COM Yixun Supermarket), you can get 3 times points. In this case, for the consumption of eating and staying in KTV, the acquisition speed of air mileage is not 18: 1, but 6: 1, which instantly climbs the peak of all credit cards!
2. There will be another integral activity within three months after card opening:
Coupled with this activity, this card has instant ownership-a special card for eating or shopping in the supermarket. If you spend a lot of money on a certain type of merchants, this card is a good choice. By the way, this card suggests applying for a dual-currency owner, and will send you a RMB UnionPay card (gold) and a US dollar master card (titanium). The latter, also known as titanium card, has no extra annual fee. In other words, if you pay the annual fee for the main card, you can avoid the annual fees for a UnionPay gold card and a MasterCard titanium card! In addition, please note that unlike most banks, this card can be swiped several times a year without the annual fee. The standard of annual fee exemption (within 300 yuan) is to swipe the card for more than 30,000 yuan a year-the threshold for foreign banks is still a little high.
Excuse me, is Citibank credit card easy to approve?
It is not easy to approve. Citibank is a foreign-owned credit card, and the application conditions are generally strict, and the qualification requirements for customers are also very high. Small partners who can successfully approve cards in other banks are likely to be rejected in Citibank. Friends who have a certain understanding of the credit card business recommend applying for a credit card online, which will be much more convenient. Citibank has clear regulations on the criteria for credit card applications. Citibank's credit card application conditions are as follows:
1 and/kloc-citizens or foreigners in China, Hong Kong, Macao and Taiwan over 0/8 years old;
2. Living in a city with Citibank branches;
At present, Citibank has only established branches in Shanghai, Beijing, Guangzhou, Shenzhen, Chengdu, Tianjin, Hangzhou, Dalian, Chongqing, Xiamen, Guiyang, Nanjing, Changsha and Wuxi.
3. Good credit record;
4. Have full capacity for civil conduct;
5. You can apply for a Citi gift card with a monthly salary above 7,000 yuan before tax, and you can apply for a Citi gift card with a monthly salary above 65,438 yuan+00,000 yuan before tax.
As long as you enter the direct application from the application entrance of Citibank official website Credit Card, you can know the application progress in real time through the progress query after the application is completed. Regarding how to increase the credit card limit, people who have held Citibank RMB credit cards for six months and have a good credit record can apply for a temporary increase in the credit limit.
I. Introduction of Citibank
Citibank (Chinese name "Citibank" comes from the customary name of Shanghai residents) is a retail bank under Citigroup. Its main predecessor was "new york City Bank" which was established in June 2002 18 16. After nearly two centuries of development and mergers and acquisitions, it has become the largest in the United States. 201September 19, Citibank (China) Co., Ltd. announced the official operation of its credit card business in China.
Second, the method of inquiring about the progress of Citibank's credit card application
1. Log in to Citibank Credit Card Center to check the credit card progress.
2. Please call the 24-hour customer service hotline of Citibank Credit Card: 400-82 1- 1880.
3. Operation process: dial 400-82 1- 1880- press "1" to select Putonghua; Press "2" to select the credit card application progress-press "1" to select the credit card application progress query-press "1" to select the ID card-enter the ID number to query the credit card application progress.
3. After calling customer service, you can check your credit card application progress according to voice prompts or manual service.
How about Citi credit card?
Citibank enjoys a world reputation and took the lead in issuing the first international credit card in China, which is beautifully designed and therefore easy to recognize. Citibank's overall service is also more thoughtful.
At present, Citibank credit cards are divided into two categories and five categories. The first category is the gold card, that is, the Citi gift card. Log in directly to Card Baby and apply for Citi Gift Card online.
There are three kinds of such credit cards: UnionPay card, Visa card and Master card. UnionPay card is a RMB credit card, and Visa card and Master card are both US dollar cards. Cardholders can apply for UnionPay credit card or UnionPay card plus a visa card or Master card separately, but they cannot apply for visa card or Master card separately.
The second category is the Platinum Card, which is the Citi Gift Card. There are two kinds of credit cards: UnionPay card and MasterCard. UnionPay card is a RMB credit card, and MasterCard is a US dollar card. UnionPay cards and MasterCard must be applied at the same time, and cannot be applied separately.
The design of Citibank's bank card face is generally simple and clear, and the style is atmospheric, which shows the characteristics of Citibank.
Citibank charges are as follows:
What are the credit cards of Citibank?
What are the credit cards of Citibank? Citibank credit cards are divided into two categories: five categories.
The first category is the gold card, that is, the Citi gift card. Log in directly to Card Baby to apply for Citi Gift Card online:
There are three kinds of such credit cards: UnionPay card, visa card and MasterCard. UnionPay card is a RMB credit card, and visa card and Master card are both US dollar cards. Applicants can apply for UnionPay credit card or UnionPay card plus a Visa card or Master card separately, but they cannot apply for Visa card or Master card separately.
The second category is the Platinum Card, which is the Citi Gift Card. There are two kinds of credit cards: UnionPay card and MasterCard. UnionPay card is a RMB credit card, and MasterCard is a US dollar card. UnionPay cards and MasterCard must be applied at the same time, and cannot be applied separately.
Citibank's credit card application does not have the concept of dual-currency card, which means there is only one card issuer. This is also the reason why "applicants can apply for UnionPay credit card or UnionPay card plus a visa card or Master card separately, but they cannot apply for visa card or Master card separately".
The above is the introduction of Citibank Credit Card Japan.