What will be the consequences if you owe Jiufu Wanka?

1. Incurring liquidated damages

According to the provisions of the loan contract, the arrears will not be Jiufu Wanka will charge liquidated damages. Generally speaking, the standard for charging liquidated damages is much higher than the loan interest rate, which is a large sum of money.

2. Credit reference of hundreds of banks

Although Jiufu Wanka does not meet the credit reference of the central bank, it will meet the credit reference of hundreds of banks. This is an organization established under the guidance of the central bank. Generally, the loan records of online loans will be uploaded here. In the future, when you apply for a loan on other online loan platforms, you will be rejected because of the overdue record.

3. Exploiting the address book

Jiufu Wanka’s collections are also very fierce. Exploiting the address book is not negotiable and starts after the due date until you pay off the debt.

4. Court Arbitration

If you default on repayment for a long time, ignore collection, disappear, etc., you will receive a notice of arbitration and will be included in the list of defaulters. Loans and travel will be restricted.

Jiufu Wanka is a smart credit account product launched by Jiufu Digital Group, which is similar to a personal virtual credit card. Users obtain a certain credit limit through real-name authentication and risk assessment, and enjoy services such as limit installments, shopping mall installments, and credit card management, linking all users and scenarios of Jiufu.

Product introduction:

Jiufu Wanka APP is operated and managed by Zhuhai Jiufu Consumer Technology Co., Ltd. It is a digital technology-driven and connected product under Jiufu Digital Group Users and scenarios, apps that provide credit information services and management, mainly provide information technology services such as information consultation, credit assessment, big data analysis, and credit management to mass consumers and specific institutions.

Team introduction Jin Zengxiao, CEO of Jiufu Vanka

Development history:

On January 15, 2017, Jiufu Vanka was officially launched for operation .

On March 1, 2017, Jiufu Wanka and Huoyan were launched.

On May 19, 2017, Credit Card Manager Wanka Supermarket was launched

On June 5, 2017, Wanka Mall accessed the Wanka quota

September 2017 In August, Wanka Mall officially accessed many high-quality products carefully selected by NetEase to provide users with online shopping and installment services

On October 19, 2017, Jiufu Wanka signed a strategic cooperation agreement with Chengde Bank. Join forces to promote intelligent technology and financial cooperation.

On November 1, 2017, China Resources and Jiufu Wanka signed a strategic contract to empower technology and build an open ecosystem.

On November 20, 2017, Nine Rich Card and Xiamen International Bank joined hands with China UnionPay Beijing Branch to jointly promote UnionPay QR code payment.

In July 2018, Jiufu Wanka entered into strategic cooperation with the financial license institution Zhongyuan Consumer Finance.

In November 2018, Jiufu Vanka joined hands with G Capital to promote inclusive finance in Thailand.

In December 2018, Jiufu Wanka entered into strategic cooperation with Weifang Bank, a financial licensed institution.

Innovative form:

As a connector, Jiufu Wanka aggregates multiple banks, consumer finance institutions and inclusive platforms, linking users, scenarios and financial institutions to provide services to tens of millions of users Digital inclusive financial solutions intelligently match digital accounts to connect integrity and wealth. Jiufu Wanka aims to create the first digital account for young people. It has functions such as managing personal digital accounts, loan applications, shopping malls, and multi-scenario consumption payments. Through the accumulation of personal credit, users can realize on their personal digital accounts More fintech services. I would like to ask what should I do if Jiufu Wanka is really unable to repay?

The debts owed by Jiufu Wanka must be repaid, otherwise it may affect the central bank’s credit reporting, Sesame Credit, and online credit reporting systems. wait. Therefore, even if Jiufu Wanka cannot afford it, he has to find a way to do so.

Here, I suggest you solve the problem in three steps.

The first step: Negotiate with Jiufu Wanka

Since you are repaying illegally in the short term, you must negotiate with Jiufu Wanka and request a change in the repayment plan and extend the repayment. payment period. In addition, you can also request Jiufu Wanka to appropriately reduce overdue fees, loan interest, etc.

Step 2: Raise funds

After determining the new repayment plan with Jiufu Wanka, all you have to do is start raising repayment funds.

Everyone must first learn to control their monthly living expenses and save a certain amount of income for repayment. In addition, if there is indeed insufficient funds for repayment, you can choose to sell your valuables appropriately or ask relatives and friends for help.

The third step: insist on repayment

If you want to completely pay off the debt of Jiufu Wanka, you still need to persist and strictly follow the redetermined repayment plan. If everyone goes back on their word, the problem will become more serious and they may even be prosecuted.

For more information about what to do if the Jiufu Wanka card is really unable to be repaid, enter: View more content How to negotiate if the Jiufu Wanka card has not been repaid for three years

It is easy if it is overdue Going up the credit report will affect subsequent loans, but it is not malicious and overdue. It can usually be resolved through communication, and the same should be true for Jiufu Wanka.

The processing of Jiufu Wanka is generally divided into three steps: the first step: pay off the overdue loan; the second step: contact the platform staff to explain the situation and ask how to deal with it; the third step: if If the credit limit is not high or the time is short, a written statement can be negotiated.

Jiufu Wanka is an exclusive credit loan product launched by Jiufu Group. The higher the credit, the larger the limit. The process is convenient, 3-step card opening; efficient review, fast disbursement, and payment within one day; low-interest installment, and real-time restoration of the limit. Jiufu Wanka is a smart credit account product launched by Jiufu Digital Group, which is similar to a personal virtual credit card. Users obtain a certain credit limit through real-name authentication and risk assessment, and enjoy services such as limit installments, shopping mall installments, and credit card management, linking all users and scenarios of Jiufu.

Jiufu Wanka APP is operated and managed by Zhuhai Jiufu Consumer Finance Technology Co., Ltd. It is a product of Jiufu Digital Group that is driven by digital technology, connects users and scenarios, and provides credit information services and management. App mainly provides information technology services such as information consultation, credit assessment, big data analysis, and credit management to mass consumers and specific institutions.

As a connector, Jiufu Wanka aggregates multiple banks, consumer finance institutions and inclusive platforms, links users, scenarios and financial institutions, and provides digital inclusive financial solutions to tens of millions of users with intelligent matching. Digital accounts connect integrity and wealth. Jiufu Wanka aims to create the first digital account for young people. It has functions such as managing personal digital accounts, loan applications, shopping malls, and multi-scenario consumption payments. Through the accumulation of personal credit, users can realize on their personal digital accounts More fintech services.

Technical Advantages

Relying on its accumulation of technological innovation in the fields of scenarios, AI, big data, cloud computing and other fields, Jiufu Wanka has cooperated with CITIC Trust, Ping An OneConnect and the Bank of Inner Mongolia We have launched strategic cooperation with many banks and financial institutions, and leveraged our advantages in multiple business chains such as precision marketing, traffic distribution, big data risk control, intelligent customer service, and post-loan management to jointly improve the efficiency of digital inclusive finance. . What should I do if the Jiufu Wanka cannot be repaid?

If the Jiufu Wanka cannot be repaid, users can negotiate with Jiufu first, indicating that they are currently having difficulty with capital turnover, and requesting a reduction in part of the loan interest and overdue fees. Generally speaking, as long as the borrower has a good attitude and is willing to repay, Jiufu will agree to waive part of the fees. Then the borrower can repay according to the agreed repayment time and repayment amount.

Jiufu (full name: Jiufu Digital Technology Group Co., Ltd., referred to as Jiufu Digital Group) is a digital technology company driven by artificial intelligence technology. It has been certified as a national high-tech enterprise and belongs to the technology industry. type of enterprise. Founded in 2006, Jiufu Digital Group does not carry out specific business as a group company.

It is responsible for the group's strategic planning, investment and mergers and acquisitions. It has five major businesses: digital technology, digital accounts, digital inclusiveness, digital wealth, and digital international. Business segment, each major business segment has its own series of innovative product brands, including Jiufu Technology, Diyi Technology, Jiufu Puhui, Jiufu Wallet, Jiufu Wanka, Wanka Mall, Wukong Financial Management, Jiuxing Insurance Brokerage, Jiufu Consulting, Jiufu Securities (Hong Kong), Jiufu Wealth (Hong Kong), etc.

After 13 years of digital technology accumulation and ecological chain integration, Jiufu Digital Group has become a well-known independent third-party financial technology holding group in the industry, providing one-stop and convenient services around users to In the form of "connectors", we provide professional digital financial technology solutions for financial institutions and third-party scenario partners.

Under the T.E (Tech Enabling) technology empowerment strategy, Jiufu Digital Group takes the six major elements of "traffic, data, scenarios, risk control, capital, and technology" as the core to fully open up the group's technical resources. , creating digital inclusive financial value for mass users through digital technology, artificial intelligence and other technologies.

Main Business

Digital Technology

Focus on innovative technologies such as AI, big data, cloud computing, and blockchain to create a digital matrix complex and comprehensive external Open up advantageous technical resources, empower financial institutions and scenario partners, and allow users to enjoy intelligent digital financial services.

Digital accounts

Provide information technology services such as information consulting, credit assessment, big data analysis, artificial intelligence, cloud computing, credit management, etc. to consumers and institutions, as well as shopping malls and consumption Comprehensive and integrated digital inclusive financial services such as installment, credit card management, and multi-scenario payment.

Digital Inclusion

Relying on the background strength of Jiufu Digital Group in internationalization, digital technology, empowering banks, etc., it uses and improves financial risk control, ecological scene construction and Comprehensive scientific and technological capabilities such as artificial intelligence and machine learning provide intelligent inclusive financial services to the public, while actively assisting financial institutions in developing digital inclusive finance.

Digital Wealth

With its professional grasp of the market, financial security capabilities and the core concept of "users first", it provides users with wealth management, fund investment, insurance allocation, precision Choose from bank financing, credit card repayment and other diversified services.

Digital International

Actively use digital technology bridges to carry out international layout and build a regional digital inclusive financial cooperation and win-win ecosystem. It has formed Silicon Valley in the United States, Southeast Asia, and Hong Kong, China. The "Trinity" overseas financial service system is committed to making the results of digital inclusive finance benefit more people around the world. At the same time, it provides global asset allocation services and comprehensive and professional wealth management services to mainland Chinese investors.