Is there any way to ensure that the China Post credit card limit increase is successful?

Tips for increasing the limit of China Post Credit Card:\1. Ensure good card usage habits: it is best to use the card for more than 6 months before applying. Generally, applications for increasing the limit immediately after opening the card will be directly rejected;\ 2. Use more transactions: You can swipe the card multiple times or you can swipe enough at one time. Use the card to spend as much as possible at various physical merchants, and pay attention to diversifying your consumption. The more you swipe, the higher the success rate of raising your balance; \3. Deposit regularly: deposit a 5-year time deposit in a peer savings card. The larger the amount and the longer the fixed deposit time, the better;\4. Make regular installments And all repayments are made in full: Although the installments are interest-free, you need to pay a certain handling fee to the bank. After giving the bank some benefits in this way, increasing the amount is naturally not a problem; 5. Recommendation by acquaintances: If you are not in Relatives and friends who work in banks can ask the loan officers and salesmen who apply for the card to help recommend them. Recommendations from internal staff can directly double the success rate of credit limit increase; 6. Active overseas consumption: friends who have the conditions for overseas consumption can try more Overseas consumption allows the bank to earn some currency exchange fees, and most cardholders who can frequently spend overseas have good financial strength, so it is easier to apply for a limit increase; 7. First raise the temporary limit and then the fixed limit: before holidays, first raise the limit After the temporary limit is raised, apply to increase the fixed limit when the temporary limit is about to expire. The bank will increase the fixed limit more smoothly based on the temporary limit that has been raised; 8. Purchase financial products: Bank financial products can easily cost 50,000 to 100,000. In the beginning, those who have spare money to buy financial products will definitely have no problem with funds, and of course it will be no problem to increase the limit; \9. Incremental consumption: For example, if you consume 20% of the limit this month, and your application for a limit increase fails, try next month Spend 30%, then apply, and so on. Generally, if the consumption reaches about 50% for 2 consecutive months, the success rate of the quota increase will be greatly improved; 10. The last and most important point is to apply persistently.

How to increase the quota of postal credit card

There are two methods of operation:

1) Temporarily increase the quota. If you have a larger quota in a short period of time, For consumption needs, you can call the postal savings credit card customer service hotline 400-888-95580 to increase the temporary limit. Those who meet the conditions for temporary quota adjustment of Postal Savings Bank can realize the temporary quota adjustment within 24 hours. The temporary period is 30 days. After expiration, the credit limit will automatically be restored to the original limit.

2) Long-term quota increase. When you need to increase your credit limit for a long time, you can call the credit card customer service hotline 400-888-95580. The Postal Savings Bank of China will process the permanent amount adjustment request in a timely manner based on the cardholder's credit card status and credit status.

1. There are several conditions for increasing the limit: when using a credit card, you must keep a record of repayment, and it must not be overdue; try to use postal credit cards for consumption, and after the bill consumption amount in each period is controlled within a certain proportion, it must not exceed 70%-80%; properly handle some bill installments or large installments.

2. Cardholders can usually contact the official customer service department of Postal Bank to apply for an increase in the limit after using the card for a period of time. In addition, the credit card usage period is 3 months and 6 months.

1. Postal Credit Card Limit Rules: When applying for a credit card, Postal Savings will verify the credit card limit based on the information and credit status provided by the cardholder. This limit is the maximum limit for overdraft consumption and cash withdrawal by the cardholder. If you hold multiple postal savings credit cards, the credit limit should be based on the maximum limit of the credit card held by the cardholder, rather than the total amount of the multiple credit cards.

2. To ensure the safety of credit card holders, the daily withdrawal amount from ATM terminals shall not exceed 2,000 yuan. You need to withdraw more than 2,000 yuan from the exit. When withdrawing cash exceeding RMB 10,000, identity documents are required.

3. The Postal Savings Bank of China credit card limit is related to the credit card level: the Postal Savings Bank of China credit card limit is between 20-50,000 yuan. The credit limit of Postal Savings Bank of China Gold Card is between 10,000 yuan and 100,000 yuan. Postal Savings Bank of China Credit Card Platinum Card with an amount of more than 100,000 yuan.

4. According to the feedback from Postal Bank credit card users, the amount of ordinary cards is generally between 2,000 and 5,000, the amount of gold cards is generally less than 100,000, and the amount of platinum cards is generally between 10 and 1 million. between.

Gold cards require strong real estate certificates, such as ordinary large-amount deposit certificates, real estate certificates, motor vehicle driving licenses, company business licenses, etc. The number of credit cards issued by different banks will be different, and the types of credit cards issued by the same bank will also be different, but adding your own financial proof will make it easier and higher.

5. If the amount granted is not high, it is recommended not to abandon the card. The correct posture should be to continue using it! Let me tell you some ways to increase the amount. The first application for withdrawal must be made six months after the card is opened before you can use the postal credit card for consumption. Regardless of whether it is large or small, you can use it as soon as possible and try to use 80% of the amount awarded. If you buy a car or a house, you can also provide this information to the bank to facilitate withdrawals.

How to increase the limit of postal credit card

Normally, when you apply for a bank credit card for the first time, because the bank does not receive comprehensive information from you, it is very likely that you will not be able to apply for a credit card. At this time, the credit limit will be lower. In the future, you will have to think of ways to increase the credit limit of your credit card. So how do you increase the limit of your postal credit card?

1. Keep a good repayment record when using credit cards, and do not make late payments.

2. Use postal credit cards for consumption as much as possible, and after the bill consumption amount of each period is controlled to a certain proportion, it should not exceed 70%-80%.

3. Appropriately handle some bill installments or large installments.

Normally, after using the card for a period of time, the cardholder can contact the official customer service of Postal Bank to apply for a limit increase. In addition, if the credit card has been used for 3 months, you can apply for an increase in the temporary limit, and if you have used the credit card for 6 months, you can apply for an increase in the fixed limit.

This is the end of the introduction on how to increase the limit of Postal Credit Card and how to increase the limit of Postal Savings Bank. I wonder if you found the information you need?