What you want to ask is what should I do if the credit card of ABC is overdue for more than 6 months? The method is as follows:

1. For credit card bills that are overdue for 6 months, the most important thing is to pay off the debts as soon as possible.

2. If you are unable to repay, you can consider applying to the bank for installment payment or negotiating the arrears to extend the repayment period.