Even if you score 56,000 and make no profit, you will also be punished. If a user acquires or borrows other people's credit cards to conduct scoring business, it is illegal to hold a credit card, which constitutes the crime of obstructing credit card management. If the user knows after providing the scoring business that the income comes from criminal proceeds, it constitutes a crime of covering up or concealing criminal proceeds, and he will be punished with a three-year fine. The following persons shall be sentenced to fixed-term imprisonment, criminal detention or surveillance, and shall also be fined.