2. Have a fixed work certificate: the applicant must have a stable job and legal income, and have a certain repayment ability. For example: proof of income stamped with the financial seal of the unit; Social endowment insurance certificate; Other financial certificates, such as real estate, cars, stocks, bonds, etc. ;
3. No bad credit record: bad credit record, also known as credit stain. It belongs to the restricted category of personal credit records. After a bank customer applies for a loan, the repayment is overdue for some reasons, which is called a bad credit record.
Young people who have a car or want to buy a car can apply.