Credit cards can only be used for daily consumption, not for investment, real estate and other prohibited areas, and can not get cash through cash withdrawal and other channels. For example, users swipe their cards through third-party POS machines, and third-party payment companies remit money to settlement cards, which are monitored by the bank's risk control system and will also be blocked.

Extended data:

Precautions for credit card use:

If the credit card fails to repay according to the minimum repayment amount, it will not only deduct high interest, but also affect the personal credit record. If you want to borrow money from the bank or do something related to personal credit in the future, it will be more troublesome.

There is no repayment period for the remaining unpaid amount after selecting the minimum repayment amount. As long as there is no full repayment, interest will be charged until all the debts in the credit card are paid off.

Be sure to pay attention to the figures and decimal points after the minimum repayment amount, so as to avoid late fees due to dissatisfaction with 10% of the total amount owed.

Baidu Encyclopedia-ICBC Credit Card

Baidu encyclopedia-car loan

People's Daily Online-The traditional car loans of banks are gradually retreating, and credit cards are difficult to stage.