No. Ping An Bank Credit Card Center stipulates that it will provide users with automatic card renewal service. When Ping An Bank's credit card is about to expire, the staff of the credit card center will review and evaluate the cardholder's card usage records and ask whether to continue to issue new cards and will not stop. Banks are financial institutions established in accordance with the law to operate monetary credit business, and they are the products of the development of commodity monetary economy to a certain stage.