After spending on a credit card at the end of the month, you must repay on or before the next repayment date.

Credit cards have two special times: billing day and repayment day. The billing day is the date when the bank sends the bill to the cardholder. The repayment date is also called the "last repayment date". The cardholder needs to Pay off the balance before this date.

The repayment date of a credit card is calculated based on the statement date. Different banks have different calculation methods. For example, the repayment date of an Agricultural Bank of China credit card is 25 days after the statement date, and the repayment date of a CITIC Bank credit card is 19 days after the statement date. days, the repayment date for Industrial Bank credit cards is 20 days after the statement date.