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What are the advantages of ICBC credit card installment payment? What should you pay attention to when paying ICBC credit card installment payment?

Advantages of ICBC credit card installment payment:

ICBC Peony Credit Card installment payment starting point is lower, there are more installment options, simple procedures, convenient repayment, and more freedom to extend the period. Features such as no early repayment fees.

The starting amount of the installment payment business is RMB 600, Hong Kong dollar 600, US dollar 100, Euro 100, Japanese yen 6,000, British pound 100, Canadian dollar 100, Singapore dollar 100, Australian dollar 100, Swiss franc 100, New Zealand dollar 100.

Notes on ICBC credit card installment payment:

1. The total amount of installment payment and handling fee cannot exceed the available limit of the credit card account. The amount deducted in each installment is regarded as the consumption of the current month, and you can enjoy Interest-free repayment period.

2. Application for installment payment business through 95588 should be made between the consumption transaction and the due date of repayment. The processing channels include ICBC business outlets, 95588 telephone banking, online banking, mobile banking, self-service terminals, and SMS.

3. The day when the installment payment business is handled is the first installment deduction date, and the deduction dates for subsequent installments will be the same as the first installment. If the number of days in a subsequent repayment month is less than the first installment deduction date, the deduction for that month will be The payment date is the last day of the month.

4. Customers who have already made an installment payment can apply for an extension for the undeducted amount, but only one extension is allowed for the same installment payment business. The handling rate is the same as the installment payment handling rate. .

5. Apply for early repayment and waive the early repayment fee.