Hello, this credit report of China Merchants Bank is accurate, because the credit report queried by China Merchants Bank comes from the credit report system of the People's Bank of China, and all credit report data are unified, so China Merchants Bank The credit information displayed by the bank is trustworthy.
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1. How do we check personal credit at China Merchants Bank? There are many ways to check credit at China Merchants Bank. You can check online and at some outlets. Among them, online inquiry is convenient and fast. You don't have to go out. As long as you download the China Merchants Bank Mobile Banking APP, you can see the "Personal Credit Report" service on the homepage. After clicking to log in, you will jump to the personal credit report inquiry page. Then follow the prompts to obtain the verification code, enter the receiving email address, check I have read and agree to the Personal Credit Reference Authorization Inquiry Agreement, and click the Free Application Inquiry button. After the query results come out, they will be sent to the filled in email address.
2. Then you need to find the relevant email address, and then you can view the credit report. The time it takes for China Merchants Bank to review a letter is as follows. After submitting a credit inquiry application through China Merchants Bank’s mobile banking, it usually takes 24 hours to get the result. The bank will send a text message notification after sending the credit report to your email address. We should always pay attention to mobile phone text messages. If you receive a text message but there is no email in your mailbox, you can find it in the trash of your mailbox. It may be blocked as spam.
3. What needs to be noted here is that China Merchants Bank’s mobile banking credit report is also a simplified version of the credit report. If you want to print the credit report, it is recommended to log in to your email address on your computer, open the credit report, save it on your computer, and then print it. The above is the relevant introduction on how to check China Merchants Bank’s personal credit investigation. I hope it will be helpful to you.
4. The functions of the credit report are as follows. First, it saves time. A lot of information that the bank needs to know is in your credit report, so you don’t have to spend too much time investigating and verifying your credit report. The authenticity of the information filled in the loan application form. Therefore, the first benefit of a credit reference is that it saves you time and helps you get a loan faster. Loan convenience As the saying goes, it is not difficult to borrow and repay. Banks will like you if your credit report shows that you are a person who pays your bills on time and takes your contracts seriously. It not only provides credit services such as loans and credit cards, but also offers discounts on amounts and interest rates.