hello, all-in-one M+ card belongs to the general debit card level, including chip composite magnetic stripe (IC card for short) and pure magnetic stripe (magnetic stripe card for short). Among them, the BIN number of IC media is 621483, and all of them are IC cards if they apply through outlets; BIN of magnetic stripe card is 622588. If you apply through direct credit card channels, they are all magnetic stripe cards. The main differences between the all-in-one M+ card and the existing all-in-one card are as follows: 1. Modern: cool card face design exclusive to hipsters (a variety of choices); 2. Money: Free passes are free of electronic bank transfer fees, ATM interbank and off-site withdrawal fees, and account management fees; 3. Mobile: The card has a QR code, and you can query M+ card activities and offers anytime and anywhere by scanning.

if you have any other questions, please visit "Customer Service Online" of China Merchants Bank (website: /cmu/icslogin.aspx? from=B& Logincmu=), we will serve you wholeheartedly! Thank you for your attention and support!