I think many young people prefer to overdraw in advance, basically have credit cards, and have opened flower beds. In addition, both flower beds and credit cards have interest-free periods, so many friends want to use them to repay each other. So how to operate? Below, let's introduce it. how do the flower buds and credit cards repay each other? As mentioned earlier, both of them have an interest-free period, and from the operational point of view, they can repay each other, but a fundamental problem must be solved, that is, how to withdraw the money from the two quotas. If it is a flower bud, it can only be used for consumption and cannot be cashed out, but it can be realized in a special way. For example, we can find a merchant who supports flower bud payment online or in a physical store to make an appointment to pay with flower bud, and agree to pay a handling fee to the merchant, and then let the merchant transfer the money to our card after receiving the account. In this case, we have to bear a handling fee of 1%. If you use a credit card, you can withdraw the money directly. However, considering the interest, handling fee and one-time repayment, the best way is to pay the bill for your friend and ask your friend to transfer the money to us, so that you can enjoy an interest-free period without having to bear the handling fee for swiping the card. Wait until the account is paid before returning it to the Huabai account.

is it risky to repay each other with flowers and credit cards? If you are not afraid of anything else, you are afraid of being controlled by the system. Both flower beds and credit cards have their own risk control systems. If the system identifies abnormal transactions, especially flower beds, once they are identified as false transactions, the consequences may be that Alipay will take back the quota and use right, and it will be more difficult to open them later. In a word, Hua Bai and credit card can repay each other from the operation, but there are certain risks, so they are not very much in favor of this practice.