How to cancel a CITIC Bank credit card?

There are three ways to cancel a CITIC Bank credit card, namely online cancellation, telephone cancellation and counter cancellation.

1. Online cancellation: You can directly log in to the official website of China CITIC Bank, find the button to cancel the credit card, and follow the prompts. However, you must pay off the outstanding balance when canceling. No, is there still an annual fee? These are all things to note.

2. Cancellation by phone: Call the CITIC Bank credit card customer service number (the credit card will usually have contact information), and then transfer to manual service. Follow the customer service instructions step by step and confirm the information.

3. Cancellation at the counter: Go to the nearest CITIC Bank branch with your ID card and the credit card to be cancelled, and handle it with the help of bank staff. I would like to remind everyone that when canceling a credit card, the points can be processed together. If you have multiple credit cards from China CITIC Bank, you can transfer the points from the canceled card to another credit card when canceling. If you only have one credit card, you can transfer the points from the canceled card to another credit card. If you have a credit card, the cardholder can exchange all remaining points in the card into gift airline miles, etc. to avoid waste.

If you want to know when the credit card cancellation is successful, you can call the bank's credit card customer service to inquire about 45 days after applying for cancellation, or you can directly swipe the card for testing.

1 If your CITIC Bank card is a debit card and you have a physical bank card, you can go directly to any CITIC branch with your bank card and ID card. If you don’t have a physical bank card, You can only go to the bank counter with your ID card, report the loss and replace the card first, and then cancel the card. No matter which bank's card it is, if you want to cancel your debit card, you need to bring your ID card and bank card to the bank counter to cancel it.

2 If you have a CITIC Bank credit card, there are three cancellation methods, namely online cancellation, telephone cancellation and counter cancellation. To cancel online, log in directly to the official website of China CITIC Bank, find the credit card cancellation button, and just follow the prompts. To cancel by phone, call CITIC Bank’s credit card customer service hotline 400-88-95558. After the call is connected, you will be transferred to manual service and follow the instructions of customer service. Operation and information confirmation; cancellation at the counter means that you bring your ID card and the credit card to be canceled to a CITIC Bank outlet and handle it with the help of bank staff.

3 When canceling a CITIC Bank card, you have to withdraw the balance. When canceling a CITIC Bank credit card, you need to know whether you still owe money on the card. After canceling, you need to know whether you still need to collect the annual payment. fee.

Whether it is a debit card or a credit card, after applying for cancellation procedures, you must continue to track the progress of the cancellation. If it is a letter, you can call the credit card customer service of the bank about 45 days after applying for cancellation. Make inquiries, or you can try using your card to swipe it.

How to cancel a CITIC Bank credit card

Method 1: Bring your ID card and the credit card that needs to be canceled to the counter of a CITIC Bank branch to handle the process; Method 2: Call the CITIC Bank customer service number to cancel the card through manual customer service . It is important to note that the outstanding balance needs to be paid off before canceling a credit card. In addition to credit card cancellation, CITIC Bank's telephone customer service can also perform operations such as bill balance inquiries, bank activity inquiries, bank card activation, credit card limit increase applications, and credit card loss reports.

CITIC Credit Card generally takes 10 working days for review after submitting the materials, but it generally takes 20 working days from submitting the materials to getting the credit card. If you apply online and get the credit card, it only takes about 15 working days. , this is because it takes time to declare after applying at an outlet, but the credit card limit applied online is generally lower.

The annual fee for the CITIC Credit Card ordinary card is RMB 100, and the supplementary card is RMB 50. The gold card has two types: single currency and dual currency. The annual fee for the dual currency gold card is RMB 300, and the supplementary card is RMB 300. 150 RMB, the annual fee for the single-currency gold card is RMB 200 for the main card and RMB 100 for the supplementary card; the annual fee for the elite card is RMB 480 for the main card and RMB 240 for the supplementary card; the annual fee for the platinum card is RMB 2,000 for the main card. The annual fee for the supplementary card is 1,000 yuan.

How to cancel CITIC credit card

CITIC credit card cancellation process

If you do not want to use the credit card, you can cancel the credit card. The cancellation method of CITIC Bank credit card is as follows:

Call customer service to log out.

Basically, all banks’ credit cards do not support cancellation at the counter, and you have to call customer service. CITIC Bank credit card cancellation can be done manually through the customer service center.

1. If your CITIC credit card has been activated and you swipe the card once within 30 days of applying for the card, you can call the toll-free customer service hotline to complete the card cancellation operation;

2. If your card has not been To activate, dial 8009995558-1-2- and follow the prompts to open the card and then swipe the card once; if the annual fee of 100 yuan is deducted because you did not swipe the card in time, you can call 8009995558-1-0- after swiping the card once and apply to customer service for a full exemption Please cancel the card after payment.

When canceling a CITIC Bank credit card, please pay attention to the following points:

1. There must be no arrears and overpayments in the account when canceling the card. In order to ensure the safety of your account, The card must be with you when canceling the card over the phone.

2. If your CITIC Bank credit card is lost, you can only cancel the card at the branch counter.

3. If you want to know whether the credit card cancellation is successful, you can call the credit card customer service of the bank to inquire about 45 days after applying for cancellation, or you can directly swipe the card for testing.