Compared with ordinary credit cards, Tencent's co-branded credit cards have a faster approval speed. Some card friends said that Tencent's co-branded credit cards rely on Tencent's big data analysis, and the card downloading speed is very fast, and the second batch can be realized at the earliest. After submitting the application, the card can be obtained within two weeks.

Tencent co-branded credit card is a credit card, which is a credit card jointly issued by Tencent and the bank, referred to as Tencent co-branded card for short. The first cooperative banks of Tencent's co-branded credit card are Guangfa Bank and Industrial Bank, and the card grades are all UnionPay gold cards.