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Is there an annual fee for the credit card of China Everbright Bank?
There is an annual fee.

I. China Everbright Bank Credit Card Annual Fee Collection Standard

Personal Puka MasterCard: 80 yuan/year; Secondary card: 40 yuan/year

Personal gold card master card: 200 yuan/year; Secondary card: 80 yuan/year

Corporate MasterCard: 2000 yuan/year

Second, Everbright Bank Credit Card Free Annual Fee Policy

Everbright Credit Card is exempt from the annual fee in the first year, and it can be exempted from the annual fee as long as it is swiped three times in the following year. As long as the football card sleeve and the focaca sleeve are brushed three times, the annual fee can be avoided for both large and small cards. In addition, online transactions also calculate the number of consumption, which means that you can waive the annual fee for the next year by recharging Alipay three times.

3. How long is the grace period for credit card repayment of China Everbright Bank?

The grace period for credit card repayment of China Everbright Bank is 3 days. If the cardholder forgets to repay on the repayment date, he can still repay within 3 days after the repayment date.

For example, if the cardholder's repayment date is the 5th, then as long as the cardholder repays before 24: 00 pm on the 8th, the bank will not count you as overdue. If the cardholder's repayment amount exceeds the minimum repayment amount at 24: 00 on the 8th, Everbright Bank will count it as overdue and calculate interest. Interest is calculated at 0.035%-0.05% of the total consumption amount every day from the trading day.

4. What conditions can Everbright Bank Sunshine Business Travel Platinum Credit Card meet to avoid the annual fee?

Everbright Bank Sunshine Business Travel Platinum Credit Card has no annual fee-free policy, but it can be deducted by points.

Everbright Bank Sunshine Business Travel Platinum Credit Card has an annual fee of 2,000 yuan in the first year; 300 yuan annual fee can be deducted by 6.5438 million points or 680 yuan annual fee can be deducted by 200,000 points within two natural months after the annual fee is generated.

Cardholders can accumulate 1 minute for spending 1 yuan with credit cards, and 7 points for spending or withdrawing 1 dollar.

5. How can I resume the temporary transfer of Everbright Credit Card or the closure of the customer-level limit?

Everbright Credit Card is temporarily adjusted or the customer-level limit is closed, which means that the temporary limit of your current card cannot be phased or the credit limit has been closed. Maybe you've exceeded your limit. As long as the full repayment, normal use of credit cards for a period of time, you can. If you want to increase the credit card limit, you need to increase the number of times you use the credit card and the amount is relatively high. If the amount is not raised all the time, ask the bank to cancel the card. The bank will ask you to increase the amount as a preferential condition and will not support you to return the card.