Composition of anti-fraud system
The anti-fraud system of credit card transaction includes five parts: data collection, fraud detection, system management, report and database.
The database includes rule base, fraudulent transaction base, checked transaction base, information base and behavior model base. The rule base records the rules used to detect fraudulent transactions, the information base records the system maintenance information, the fraudulent transaction base records the suspicious fraudulent transactions confirmed by the fraudulent system, and the detected transaction base records the bank card transactions.
The system management part is responsible for fraud monitoring, parameter management, transaction inquiry and rule management. It maintains the stability of the whole system. The operator of the Risk Management Department handles fraudulent transactions through the system management module, is responsible for connecting the case management system, and submits suspicious transactions to the case management system for further processing through system management.