Question 1: Industrial Bank, what is a virtual card? What functions are there and how to use them? 30 points (1) Apply through our personal online banking

Application method 1 If you are not a personal customer of Industrial Bank yet, please follow the steps below to apply for Industrial e-card:

1. Log in to the homepage (cib) of the bank's website and click "e-card application" in the online banking login area.

2. Choose to agree to the bank's relevant articles of association and agreement, fill in the relevant information and submit the application.

3. Within 20 days after submitting the application, bring your original identity document to any Industrial Bank branch for identity verification, and you can obtain an Industrial e-card (virtual card).

Application method two If you have an Industrial Bank wealth management card that can be withdrawn with a password or a credit card with a query password set, please follow the steps below to apply for an Industrial Bank e-card:

1. Log in to personal online banking and enter the "Industrial e-Card" channel.

2. Click "Online Application" and choose to agree to the Bank's relevant articles of association and agreement.

3. Select the Industrial Bank wealth management card account or credit card account used to apply for the Industrial e-card, fill in the relevant application information, and submit the application.

4. The application for Industrial e-card (virtual card) is successful, and the system returns the Industrial e-card number and other information.

(2) Apply through our mobile banking:

If you already hold an Industrial Bank wealth management card or credit card that can be withdrawn with a password, you can use the following method to apply for an Industrial Bank e-card:

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1. Visit mobile banking (wap.cib (normal version) or 3g.cib (3G version)) and apply through "Homepage" --> "Business Application" --> "Application for Industrial e-Card";

2. Use the client version of mobile banking and apply through the homepage - "Usage Help" - "Industrial e-Card Application";

3. Log in to your mobile phone using your login name and wealth management card number After entering the bank, apply through "Customer Management" --> "Industrial e-Card Application";

4. After logging into mobile banking with your credit card number, apply through "Credit Card" --> "Industrial e-Card Application" .

(3) Industrial e-card physical card application and usage instructions:

Industrial e-card does not need to be equipped with a physical card, but only a virtual card can be used in our online personal banking and mobile banking. Use it, or you can choose to equip it with a physical card, which can be used on all channels of the Bank.

The method of applying for the Industrial e-Card physical card is as follows:

1. Log in to personal online banking, click the "Physical Card Management" menu in the "Industrial e-Card" channel, and apply for an Industrial e-Card physical card.

2. With the Industrial e-Card number and your identity document, go to any of our branches to apply for a physical Industrial e-Card.

Note: We will send the physical card to you according to the contact address you reserved when applying for the Industrial e-card. Industrial e-card physical cards must be activated before they can be used normally. After you receive the physical card, you can log in to personal online banking, click the "Physical Card Management" menu in the "Industrial e-Card" channel, and select "Physical Card Activation" to activate the Industrial e-Card physical card. You can also activate the Industrial e-Card physical card at any of our business outlets.

Question 2: What does the Industrial Bank Credit Card Virtual Card mean? You apply for a credit card online. The bank will verify your identity. After passing the application, it will first give you a virtual card for emergency use. You can make quick online payments. Generally, the official credit card will be issued in about a week. If you are not in a hurry, you do not need to activate the virtual card. Card, just get the credit card and activate it when the time comes

Question 3: What does Industrial Bank virtual card mean? You applied for a credit card online. The bank needs to verify your identity and give you a virtual card first. If you are in an emergency, you can make quick payment online. Generally, the official credit card will be available in about a week. If you are not in a hurry to use it, you do not need to activate the virtual card. You can just get the credit card and activate it when the time comes.

Question 4: Industrial Bank Virtual Card What does the card mean? The Industrial Bank virtual card means that users receive a text message on their mobile phone and take their ID card to the counter to sign, and then they will give you a virtual card.

The Industrial Bank virtual card has the following characteristics:

It can only be used for online consumption and cannot be swiped;

It will take about a month to receive the official card, and the virtual card will become invalid;

Industrial e-card does not need to be equipped with a physical card, and the virtual card can be used in our online personal banking and mobile banking;

You can also choose to equip it with a physical card, which can be used in all our channels. used on.

The method of applying for a physical Industrial e-Card is as follows:

Log in to personal online banking, click the "Physical Card Management" menu in the "Industrial e-Card" channel, and apply for a physical Industrial e-Card; With the Industrial e-Card number and your identity document, go to any of our branches to apply for a physical Industrial e-Card.

The above is a specific explanation about the Industrial Bank virtual card.

Question 5: What is the card number of the Industrial Virtual Card? You will be told when you go to the bank to activate it.

Question 6: How to use the Industrial Virtual Card. The virtual card is launched by Industrial Bank. Yes, you will receive a text message on your mobile phone and take your ID card to the counter to sign, and then you will be given a virtual card. This virtual card can only be used for online purchases and cannot be swiped. You will receive the official card in about a month and the virtual card will become invalid. .

The Industrial e-card can be used without a physical card and can only be used as a virtual card on the Bank’s online personal banking and mobile banking. It can also be equipped with a physical card and used on all the Bank’s channels.

How to apply for the Industrial e-Card physical card is as follows:

1. Log in to personal online banking, click the "Physical Card Management" menu in the "Industrial e-Card" channel, and apply for an Industrial e-Card physical card.

2. With the Industrial Bank e-card number and your identity document, go to any of the Bank's business outlets to apply for a physical Industrial Bank e-card

Question 7: What is the Industrial Bank virtual card? The conditions required to apply for a bank credit card: in most cases Under this policy, citizens with full capacity for civil conduct (citizens over 18 years old in mainland China) and with certain direct financial resources can apply for a credit card from the card-issuing bank; to apply for a credit card, people must have a fixed occupation and stable income. sources and provide guarantees to banks. The forms of guarantee include personal guarantee, unit guarantee and personal fund guarantee

Question 8: How to use Industrial Bank’s virtual card to convert cash

Question 9: When applying for a credit card online at Industrial Bank What is a virtual bank card? A virtual card is an online card. This card can be used for online purchases... but it is only valid for one month. You just need to take the form to the bank to activate it. After you activate the virtual card, the bank will send you a physical card. , the virtual card automatically expires after the physical card is opened