When applying for a China Merchants Bank credit card, you can provide your driver's license as proof of financial resources. You can buy a car with zero down payment, as long as you have a driver’s license.

The most important requirements for applying for a credit card from our bank are that you are between 18 and 60 years old (25 to 60 years old for foreigners), have certain financial capabilities and have a good credit record. The result of credit card application shall be subject to actual review by our bank. The necessary application documents are copies of identity certificates and employment certification documents. If you can provide other financial documents, it will be more helpful for us to understand your personal situation and determine your credit limit.