China Merchants Bank China Southern Gold Card has a credit limit of 1, to 5, yuan. Credit cards of China Merchants Bank can be divided into two categories, one is ordinary card, and the other is gold card. China Southern Gold Card is a joint product, belonging to the second type. There are many channels to apply for this card, which can be roughly divided into two types: network and reality. On the Internet, we can use China Merchants Bank's WeChat WeChat official account, mobile banking software, etc. In real life, I mainly go to the bank outlets to handle it.