Sometimes there is a time difference in the deduction, and sometimes the deduction is not timely because of system problems. . As you said, if it expires on the 5th. Only 1 many days, which does not affect the credit record. Generally, overdue records will be recorded for at least 7 days.

2. CCB's credit card is set with automatic repayment. What is the specific repayment time?

If your CCB credit card and savings card are bound together, they will be automatically deducted from the savings card every month. The specific deduction time is automatic deduction at any time from 24: 00 pm on the due repayment date of the credit card to noon the next day. This specific time is not fixed, and the time range is automatically deducted from the savings card during this time period. After deduction, it is not on the credit card in real time, but on the credit card account the next day after deduction.

3. Guangfa Credit Card has set up automatic repayment. When do you usually deduct money?

If it is a Guangfa credit card, it can be automatically deducted by binding the Guangfa Savings Card/other bank savings cards.

1. Guangfa Savings Card: 18 can automatically deduct money on the bill repayment date, that is, the bill repayment date. If the balance before 8th 18: 00 is enough, you can check the repayment details and the recovered amount through the self-service channel;

2. Savings card of other banks: 2 days before the bill repayment date, the balance is guaranteed to be sufficient, and the deduction will be restored 1 day before the bill repayment date. If the 8th is the bill repayment date, the savings card on the 6th needs to have enough balance, which will be debited on the 7th and received on the 8th. On the 9th, you can check the repayment details and recovery amount through the self-service channel.

If you need to bind automatic repayment, you can log in to the credit card of "Discover Tools → Quick Repayment → Repayment in the upper right corner" to operate.